Good evening, Jordan

Here’s your collections portfolio for today.

Total Outstanding$13K

Live balance

Accounts in Collection8

9 total

Promise-to-Pay Rate14%

+3% this week

Compliance Pass Rate100%

100% Cekura

Recovery Rate38%

Industry avg 33%

Contactability67%

+2% this week

Cekura adversarial evaluation — auto-hardened by Claude

100%Pass rate

100% FDCPA-compliant across Cekura's 8 adversarial personas

Auto-hardened from 62% baseline to 100% by Claude in 3 iterations. PTP rate improved from 41% to 72%.

8 personas tested3 improvement loopsNVIDIA Nemotron-3-Super-120B

Compliance score across iterations

Days past due distribution across active accounts

1–30 days2 accts

$1,131.10

31–60 days4 accts

$6,007.77

61–90 days1 acct

$1,750.25

90+ days1 acct

$3,920.00

Delinquent — sorted by recovery priority

Across all accounts — most recent first